Book Review: The Simple Path to Wealth by JL Collins

I was recently given the opportunity to review a new book, which was officially released today on Amazon, The Simple Path to Wealth by JL Collins. Mr. Collins writes about money, life, travel, and business. His blog (which you can find HERE) has become wildly popular over the past few years and deserving so. The blog, initially written for […]

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John Oliver

Last Week Tonight with John Oliver: Retirement Plans

Navigating the path to retirement is not easy! However, here at Straight Financial I try to help guide you on the straight path to financial freedom. May your interest be in getting out of debt, saving money, investing, retirement, or just flat out earning more, this blog I expect will have you covered. Just this […]

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5 Reasons Why Credit Is Better Than Debit

Unfortunately, credit cards get a bad reputation. Should they? It depends. When in the hands of an irresponsible individual, yes. However, when used appropriately, the benefits can mean hundreds of extra dollars in your pocket. In Kelly and I’s case, it means 2 round trip tickets to Paris this fall for FREE! All because instead of using […]

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How To Turn That Lunch Box Into Dollar Bills

It’s 12:30 pm on a Tuesday and the last thing you ate were some Cheerios early this morning. “Grumble grumble grumble.” You look down at your belly. Yep, that was your stomach letting you know it’s about that time. What time? LUNCH TIME! Instead of walking down the hall making your way to the break room to […]

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mutual fund

What Is A Mutual Fund? Investing Made Easy

Now that you know how to open an online brokerage account, one investment vehicle you may decide to invest in is a mutual fund. To put it simply, a mutual fund is a collection of funds from multiple investors, which are deployed and invested in stocks, bonds, or other asset classes. Mutual funds are created with an investment […]

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How To Open An Online Brokerage Account

After last week’s post in which I helped answer the question: “Should you pay down debt or invest?”, one frequently asked question kept coming up – how does one start investing? It’s actually easier than you think. The internet has made opening an online brokerage account extremely simple. Let’s find out how simple it is. […]

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Should You Pay Down Debt Or Save For Retirement?

Last weekend I had the pleasure of visiting my in-laws down in Houston. Even better, we had special guests from Canada come in, two of Kelly’s aunts and uncle. Despite our car wanting to float away down the road due to the crazy flood we experienced, it was a blast! Stay safe Houston! Anyways, as you probably can […]

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IRAs – What are they and why you need one!

Now that you know what a 401(k) is and are front-loading it, what’s next? Begin funding your IRA! So, what is an IRA? Well, there are 2 types we will discuss: 1.) Traditional IRA 2.) ROTH IRA Generally speaking – What is an IRA? IRA stands for – Individual Retirement Arrangement. “Okay, but what does that […]

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Cable Update – Happier Without You!

It’s been over a year now since Kelly and I cut the cord. Which cord you ask? The one connected to our cable box. We are no longer hostage to a ridiculous cable bill. If you remember my original post on this, which you can find HERE, we were on the verge of cutting the […]

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FRONT-LOADING! Not Just for Washing Clothes

Right next to doing dishes – washing, drying, and folding clothes has got to be a close 2nd in terms of worst chore ever! Absolutely awful. I googled “front-loading” this morning and it came back with the images below. I’m going to guess this is what most of you think of when you hear or see the […]

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